Remote Banking

Currently we deliver real-time banking to our customers through our secure Internet banking service:

• Personal Banking Online
• Business Banking Online
• Personal Mobility Banking
• Business Mobility Banking 

Online Banking

Access your Accounts free of charge.

Check out all of these great features that are available to you with our Online Banking service:

• Look up account balances.
• View current period transactions and previous statements.
• Export transaction into .CSV file format. Compatible with Quicken for Personal Online Banking & Quickbooks for Business Online Banking.
• Transfer money one time or on a scheduled basis.
• Bill Pay Service

Mobility Banking

Access your Accounts free of charge.

Our Mobility Banking allows you to bank wherever you travel. Check out these great features:

• Instantly view your balances with the Instant Balance Feature.
• Easily sign in with Touch ID
• View current and previous transactions.
• Transfer money one time or on a scheduled basis.
• Bill Pay Service
• Deposit checks easily on your mobile device

Zelle

Send money with Zelle.

Quickly send and receive money with people that you know and trust.

Bank by Mail

OptimumBank provides its customers the opportunity to deposit checks by mail. Banking by mail is easy and economical.

This service is attractive to those who are unable to come into the bank, who do not wish to make a special trip to deposit or withdraw from their savings or checking accounts, or who live out of town.

All transactions are posted to the accounts the same day the mail is received. Receipts are sent on all bank-by-mail transactions along with a new postage-paid envelope for the next transaction.

For more information contact us.