At Optimum Bank, we offer a variety of commercial lending products designed to meet the specific needs of your business. Our experienced bankers work directly with decision-makers to provide responsive service.



Commercial Real Estate Loans

Our financing options cover multi-family, industrial, retail, office, and special-use facilities. We also offer tax-free exchanges and estate planning strategies.

  • Multi-Family
  • Industrial
  • Retail
  • Office
  • Special Use Facilities
  • 1031 Tax-Free Exchanges and other Estate Planning Strategies


Lines of Credit

Flexible lines of credit to support your working capital, inventory, receivables, and business expansion.



Term Loans

Term loans with structured repayment plans aligned with your business cash flow.



Professional Business Solutions

Our experienced team understands the complex needs of modern businesses, offering tailored solutions to meet those challenges.

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