Terms of Use |
Terms, Conditions, and DisclaimersPlease read these terms, conditions, and disclaimers carefully. By accessing this web site, you agree to be bound by all of these terms and conditions. Use of this Web SiteAlthough OptimumBank has tried to provide accurate and timely information, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. OptimumBank may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you need specific details about any information contained in our site, you should contact OptimumBank as indicated on the contact us page. OptimumBank controls and maintains this site from the United States of America and makes no representation that materials are appropriate or available for use in other locations. If you use this site from other locations, you are responsible for compliance with applicable local laws. All of the information on this web site, including all images, is copyrighted material of OptimumBank, except as otherwise indicated. You may not copy, download, republish, distribute or reproduce any of the information contained on this web site in any form without the prior consent of OptimumBank unless otherwise indicated. Links to this web site are not permitted without the prior consent of OptimumBank. Products and ServicesThe products and services referred to on this web site are offered by or through OptimumBank. The products and services and the applicable terms and conditions may change at any time. There may be eligibility requirements for these products and services and they may not be available in all geographic areas. Other SitesThis site may contain links to other sites on the Internet. These links are provided for your convenience. Links to another site do not constitute OptimumBank’s approval or endorsement of that site or its products or advertisements. Exclusion of WarrantiesOptimumBank makes no warranties or representations as to the accuracy or completeness of the information contained on this web site. This information and the products and services are provided “as is” “as available” without any warranty of any kind, either expressed or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Limitation of LiabilityNeither OptimumBank, nor any of its agents, employees, or subcontractors shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits (even if we are advised of the possibility) arising in any way from the information contained in this web site or any information transmitted via this web site. OptimumBank is not liable for any damages or losses that may be caused to any equipment and other software due to any viruses, defects or malfunctions in connection with access or use of this web site. By transmitting information through this web site, you accept the risk that the information you transmit to us and any information that we transmit to you, may be intercepted by third parties. Messages that you send to us by email may not be secure. We recommend that you do not send any confidential information to us by email. If you choose to send any confidential information to us via email, you accept the risk that this information may be intercepted by a third party. This website uses CookiesWe use cookies to enhance your experience on our website. Specifically, our cookies serve to:
By using our Website or services, you agree to our use of cookies. This Cookies Policy explains what cookies are, how we use them, and your options regarding cookie use. We’ll also discuss third-party cookies and their implications for you. How We Use CookiesTechnical cookies, sometimes called HTML cookies, support navigation and make your access to the site easier and more efficient. They’re essential for the transmission of data across the network and to provide services you request. Technical cookies enable a secure and efficient use of the Website. You can manage or disable cookies through your browser. However, doing so may slow down or limit access to some parts of our Website. Analytics may collect data such as:
We use this data only for general trend analysis and improvement of our Website, not to personally identify you. Session and Persistent CookiesSession cookies track your navigation through the Website during a single visit and are deleted when you close your browser. They support functionalities like maintaining items in an online shopping cart. Persistent cookies remain active beyond one session and help us recognize you on future visits. These cookies also save your login and password information, if you choose, and store your user settings. Third-Party CookiesWe also use third-party cookies, which are sent by external providers. These include persistent cookies used primarily for tracking purposes, to help us understand interests and customize advertising. Remarketing cookies, which third parties place on your browser or device, allow us to display tailored advertisements on other websites. Managing CookiesYou can manage cookies via your browser’s settings. Be aware that disabling cookies may impact your experience on our Website. By continuing to use our Website without changing cookie settings, you consent to our use of cookies as described. Please note that deleting cookies from your browser will also delete any preferences you’ve set on our Website and others.
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